|
TODAY'S
FOCUS
Knowing your personal values is key to financial planning
By JENNIFER BLANCHARD
Financial advisor, Commonwealth Financial Group
Special to CharlestonCurrents.com
Blanchard |
JULY
7, 2010 -- We all know we need to plan for our financial future
- a retirement fund, an emergency fund and maybe some money set
aside for a vacation or the kids' college education.
But
we tend to piecemeal our efforts, saving money here and purchasing
an investment there. We don't really take the time to think about
what's most important in our lives and use our financial plan to
further those goals and desires - anything from a vacation home
in the mountains to a dream trip to Paris.
When
I meet with new clients, I take time to assess their personal and
family values, having them take a look at their current approach
to money and where they want to be. Together, we look at the big
picture, putting together the pieces of a financial plan that will
help them achieve their life goals. Our entire company gets to know
our clients so they are more than spreadsheets and investments.
By developing those relationships, we can better help them plan
a financial future that meets their needs.
I
encourage couples to participate in the planning sessions together.
Quite often, we find married couples haven't talked about their
individual approach to their finances and what they'd like to do
with their money in the future. I give clients a prepared set of
questions that encourages dialogue and discussion.
If
you're considering creating a financial plan, think about how it
can reflect your personal values. Ask yourself these questions:
1.
If you had five years to live, what would you do? This question
can help you really focus on what's most important to you. You
may very well find that what you're spending your money on doesn't
play into the answer to this question.
2.
If money were no object, what would you do right now? What might
you be doing differently?
3.
Think back to your childhood and your family's financial situation,
and discuss that with your spouse. You may find your early experiences
with money - whether you had it or you didn't - have shaped the
way you think about money today.
By
taking a look at your values, you can craft a financial plan that
is truly yours - one that meets your needs and gets you a little
closer to Paris.
Jennifer
Blanchard is a financial advisor with Commonwealth
Financial Group on Daniel Island. Reach her at 884-4545.
CURRENTS
Candidates
should pick up their campaign trash
By ANDY BRACK, editor
JULY
7, 2010 – Note to statewide candidates: If you’re going
to break state law on campaign signs, you should at least get rid
of the evidence after the election.
Brack |
Especially
if you’re a candidate for attorney general, the person who
is supposed to enforce state laws. (That’s you, GOP nominee
Alan Wilson.)
According
to South Carolina law (code section 57-25-10), it is illegal for
political signs to be placed on highway rights of way and “visible
from the main traveled way of the highway. A person violating this
section is guilty of a misdemeanor and, upon conviction, may be
charged not more than $100 or imprisoned for not more than 30 days.”
Interestingly,
a different section of state law says it is also illegal for individuals
to put political signs on private property if they are visible from
interstates or federal highways and in place for more than 90 days.
Large
Wilson sign at Exit 199E on Interestate 26 |
It’s
pretty clear that most candidates, or at least their campaign volunteers,
put signs all over South Carolina’s 47,000 miles of highways
and byways, regardless of the law.
But
that doesn’t make it right.
Wilson
campaign spokesman Adam Piper said the campaign asked its volunteers
to put signs only in legal locations. But some, he said, may have
been overzealous. In fact, to highlight how much free help the campaign
had, he emphasized that Wilson volunteers logged more than 100,000
grassroots phone calls in the two-week runoff period.
“The
last thing we want to do is have signs where they are not supposed
to be or have signs that are wasting our resources,” Piper
said. “That doesn’t excuse the fact that our volunteers
were overzealous and may have put signs in places they weren’t
supposed to.”
Of
course, Wilson isn’t the only offender. In just the last few
days, we’ve seen signs for a host of Republican candidates:
Lt. Gov. Andre Bauer, Attorney General Henry McMaster, Comptroller
General Richard Eckstrom and a host of statewide candidates that
lost in the June elections Bill Connor, Kelly, Elizabeth Moffly
and Leighton Lord. And those are just the names we’ve seen
in the last week in limited driving around the state.
While
we have seen hardly any signs for Democratic candidates, maybe that’s
just because there weren’t too many Democratic primary candidates
– or because some (Alvin Greene?) didn’t campaign much
at all.
At
exit 194E on I-26 |
Regardless,
we’ve been struck this year by the apparent concerted effort
by Republicans to blanket exit ramps along interstates. Not only
is it dangerous for workers to scurry around in the middle of the
night erecting these signs, but it is visual clutter.
One
senior state employee told us that Republican campaign consultants
reportedly encouraged campaigns as a stealthy tactic to put signs
at exit ramps – particularly on Thursday nights. (Piper stressed
there was no such directive in the Wilson campaign.)
And
why on Thursday nights? Because it’s common knowledge that
highway road crews generally work a four-day week and if signs are
placed on Thursday night, they’ll be visible for at least three
full day before there’s a real chance they’ll be taken
down.
And
with lots of recent state budget cuts, it’s clear the Highway
Department is doing less and less to remove the annoying campaign
signs.
So
now that we’ve got a three or four month hiatus from crazy
campaign sign world, it seems like it is time for someone –
perhaps the current attorney general whose signs are also littering
state byways – to send a message to candidates: Pick up your
signs or face prosecution.
Andy
Brack, publisher of CharlestonCurrents.com, can be reached at: publisher@charlestoncurrents.com.
FEEDBACK
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your thoughts
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SPOTLIGHT
ChefEnan.com
The
public spiritedness of our underwriters allows us to bring CharlestonCurrents
to you at no cost. In this issue, we warmly welcome a new underwriter,
ChefEnan.com. Led by Executive Chef Enan Parezo, ChefEnan.com
is an innovative new type of personal chef service specializing
in gourmet healthy meals at reasonable prices. ChefEnan.com offers
personal chef service without the personal chef price! Each week,
ChefEnan.com will prepare a customized menu for your family and
fill your refrigerator with freshly-cooked, easy-to-serve, restaurant-quality
meals. And boy, is it convenient! It saves time at the grocery store
and in the kitchen (especially with that pesky clean-up). Check
out how easy it is to join this new way to get healthy meals. Visit
www.ChefEnan.com
today.
GOOD
NEWS
Aquarium
event to benefit Gulf wildlife rescue efforts
The
South Carolina
Aquarium will host an evening of live music and food on July
17 as a benefit for wildlife rescue efforts in the wake of the oil
spill on the Gulf Coast. Guests will have a chance to hear personal
accounts from aquarium staff members who have recently been to the
Gulf to help with sea turtle rescue and dolphin surveying.
Musical
performers will include the Red Top Ramblers, Henry's Attic, Mark
Bryan of Hootie and the Blowfish, and Doug Jones and Gary Greene
from Cravin' Melon. Krewe of Charleston will provide Cajun food,
and beer and nonalcoholic beverages will be served.
A
percentage of the proceeds from the event will be sent directly
to the Gulf in support of sea turtle recovery efforts at the Audubon
Nature Institute. Proceeds will also support the aquarium's wildlife
care, conservation and rescue programs, and will help make it possible
for the aquarium staff to lend expertise to the Gulf. Additional
donations to help the Gulf will be accepted at the door.
The
benefit will take place from 7 p.m. to 11 p.m. July 17 at the aquarium.
Tickets are $30 per person. Reservations are suggested and may be
made by calling 577-FISH (3474). The aquarium is an underwriting
partner of CharlestonCurrents.com.
Classic
Remodeling ranked among top firms nationwide
Johns
Island-based Classic
Remodeling & Construction is one of only 55 remodeling firms
nationwide to be named a Quality Leader in customer satisfaction,
and one of only a few to receive 100 percent customer satisfaction
cores in all areas of the survey, according to GuildQuality, an
independent company that surveys customers of real estate companies,
home builders, remodelers and contractors. The winning companies
were listed in the May issue of Qualified
Remodeler magazine.
Classic
Remodeling is the only South Carolina firm included in the "Top
55." "Our inclusion in the Top 55 is a tribute to each
member of our team, which has always worked with one goal in mind
- provide an exceptional home remodeling experience," says
Bob Fleming, president of Classic Remodeling.
The
customer satisfaction survey included four categories: communication,
construction quality, design options, and trust. Classic Remodeling
earned 100 percent satisfaction scores in each category; in addition,
100% of customers responded positively when asked if they would
recommend the company to others.
Classic Remodeling & Construction has picked up numerous industry
awards in recent years, including ten Crysalis Awards in 10 years,
honoring the finest remodeling projects across the country. The
company is an underwriting partner of CharlestonCurrents.com.
County
to offer free workshops for small businesses
Charleston
County's Small Business Enterprise (SBE) program will hold a series
of three free workshops for small-business owners this month to
let companies know how they can work with the county. All sessions
will all be held from 6 p.m. to 8 p.m. in Conference Room B339 at
the Lonnie Hamilton III Public Services Building at 4045 Bridge
View Drive in North Charleston.
In
addition to Charleston County Procurement Department staff and other
local specialists, the workshops will include instructors from the
U.S. Small Business Administration, the University of South Carolina's
Small Business Development Center, the U.S. General Services Administration's
Federal Acquisition Service, an attorney specializing in small business
affairs, and the Business Resource Center at the Charleston County
Public Library.
The
workshops' dates and topics are:
- July
15: Getting Certified as an SBE with Charleston County; Legal
Aspects for Small Businesses, (including business succession planning);
Using Technology to Access Valuable No-Cost Business Resources;
and Using Technology to Access Bid Opportunities.
- July
22: Doing Business with the Local, State and Federal Government;
Federal Small Business Administration Loan Program.
- July
29: The GSA Federal Acquisition Register (FAR) and How to
Get Your Business on It; Foreseeable Contract Opportunities with
Charleston County; Meet & Greet with Department Heads and
Decision Makers.
The
workshop series culminates with a "meet and greet" session
to allow the small business owners a face-to-face opportunity to
introduce their businesses to Charleston County government's procurement
and contract decision-makers.
Participants
do not need to be certified to attend, but do need to register in
advance because space is limited. For more information or to sign
up, go
here online or call 958-4765.
Palette
and Palate Stroll pairs fine art, fine food downtown
The
Charleston Fine Art Dealers' Association's Annual Palette and Palate
Stroll has made its name in the past five years as one of the most
anticipated visual art and fine food summer events in the South.
This year's stroll will take place July 16 at a dozen downtown art
galleries, each of which will feature tastings of food from a local
restaurant. The stroll runs from 5:30 p.m. to 7:30 p.m.
The
event will benefit CFADA's visual arts scholarship fund. Money from
the fund has been awarded to organizations such as Redux, the Gibbes
Museum of Art and the College of Charleston School of the Arts.
Since the stroll was established in 2005, it has attracted more
than 3,000 people from across the nation, says Helena Fox, co-president
of CFADA.
The
gallery-restaurant pairings are: Ann Long Fine Art and FIG; Carolina
Galleries and Circa 1886; Charleston Renaissance Gallery and High
Cotton; Corrigan Gallery and Cypress, Ella Walton Richardson Fine
Art and BLU; Helena Fox Fine Art and Amen Street Fish and Raw Bar;
Horton Hayes Fine Art and Pane e Vino; Martin Gallery and 82 Queen;
Robert Lange Studios and Social; Smith-Killian Fine Art and McCrady's;
Sylvan Gallery and Halls Chophouse; and Wells Gallery and Charleston
Grill.
The
cost of the Palette and Palate Stroll is $45 per person. Reservations
are required and can be made at http://www.cfada.com
or by calling 819-8006.
RECOMMENDED
HAVE
A REVIEW?
If you have a review or recommendation of a book, movie, restaurant
or local arts endeavor, please send no more than 150 words to
editor Ann Thrash.
Make sure to include your name and full contact information.
SC
ENCYCLOPEDIA
Phoebe
Yates Pember (1823-1913)
Confederate
hospital matron and author Phoebe Yates Pember was born in Charleston
on August 18, 1823, the fourth of six daughters born to Jacob Clavius
Levy and Fanny Yates, a prosperous and cultured Jewish couple. The
family moved to Savannah, Georgia, in 1848. In 1856 she married
Thomas Pember, a Christian, and moved to his home in Boston, Massachusetts.
He soon thereafter contracted tuberculosis, and the couple relocated
to Aiken, South Carolina, where he died on July 9, 1861. Phoebe
went to live in Savannah with her parents, who shortly thereafter
"refugeed" to Marietta, Georgia.
Pember |
In
November 1862 Pember was approached by Mrs. George W. Randolph,
wife of the Confederate secretary of war. She asked Pember to serve
as matron in Chimborazo Hospital, a complex of military hospitals
on the outskirts of Richmond, Virginia. Pember became chief matron
of Hospital No. 2 and is believed to have been the first matron
appointed at Chimborazo.
In
her autobiography Pember described her hospital duties as follows:
"I have entire charge of my department, seeing that everything
is cleanly, orderly and all prescriptions of physicians are given
in the proper time, food properly prepared and so on."
Pember
overcame considerable opposition from her male counterparts in the
other Chimborazo Hospitals, as well as from some patients, their
families, and camp followers. The noted Civil War historian Bell
Wiley described her as a "dynamic little woman." On one
occasion she even brandished a cocked pistol to defend her supply
of medicinal whiskey from an undeserving soldier. After Federal
forces captured Richmond in 1865, Pember remained at Chimborazo
until "all the sick were either convalescent or dead,"
caring for wounded Confederates during the transition marked by
the Federal occupation.
After
the war, Pember returned to Georgia. She traveled a great deal and
wrote articles for several periodicals. In 1879 she published A
Southern Woman's Story, which remains one of the best accounts of
hospital care and conditions during the Civil War. She died in Pittsburgh,
Pennsylvania, on March 4, 1913, and was buried in Savannah beside
her husband in Laurel Grove Cemetery. In 1995 the U.S. Postal Service
included Pember on a sheet of twenty stamps honoring persons and
events associated with the Civil War.
(Editor's
note: Today the Phoebe
Pember House -- located in the home in which Pember was born,
at 26 Society St. -- is a bed-and-breakfast spot that offers retreats
in a holistic environment.)
--
Excerpted from the entry by Jane McCutchen Brown. To read more
about this or 2,000 other entries about South Carolina, check
out The
South Carolina Encyclopedia by USC Press. (Information used
by permission.)
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PUBLICATION
SCHEDULE
We're publishing
only on Wednesdays for the next two weeks due to holiday and travel
schedules. We'll resume twice-weekly publication on July 19.
THE
LIST
Rallying
for the film industry
The film industry
in the Lowcountry and the rest of the state was spared a devastating
blow recently when Gov. Mark Sanford's veto of the state's film
incentives program was overridden.
But the challenges
for the industry continue, including deep cuts in staffing for the
state Film Commission. A town hall meeting on Sunday at the Hippodrome
IMAX will offer the public a chance to hear from the stars of "Army
Wives," which is filmed here, as well as film industry insiders
and lawmakers (see the calendar for details). Meanwhile, here are
10 movies that were filmed in the Lowcountry and state in decades
past. How many of these oldies but goodies do you recall? For the
full list, go to Sandlapper
Magazine's Web site.
"North
and South"
"The
Abyss"
"Ace
Ventura: When Nature Calls"
"Deliverance"
"Full
Metal Jacket"
"The
Legend of Bagger Vance"
"The
Lords of Discipline"
"Nutty
Professor II: The Klumps"
"Rich
in Love"
"Sleeping
With the Enemy"
QUOTE
On
the real you
"No man,
for any considerable period, can wear one face to himself and another
to the multitude, without finally getting bewildered as to which
may be true."
-- Nathaniel
Hawthorne, American writer (1804-1864)
CALENDAR:
THIS WEEK
Youth
Theatre Camp: July 5 to July 16 and July 19 to July 30,
Charleston Acting Studio, 915 Folly Road. Kids ages 8 to 13 can
learn about acting, singing, dancing and various aspects of production
in a professional theatre setting. The studio is the educational
arm of Midtown/SheriGrace
Productions. Session one (July 5 to July 16) meets 10 a.m. to
2 p.m.; session two (July 19 to July 30) meets 9 a.m. to 1 p.m.
Both sessions will end with a musical performance for family and
friends on the second Saturday of camp. Registration/more info:
795-2223.
Barrier
Island Sampler: 9 a.m. to noon July 10, Lighthouse Inlet
Heritage Preserve. The program is a half-day session of the Charleston
County Park and Recreation Commission's Master Naturalist program.
CCPRC naturalist Keith McCullough, lead instructor of Charleston's
Master Naturalist Program, will teach the group the importance of
undeveloped areas on barrier islands and improve students' identification
skills of seabirds, shorebirds and songbirds, as well as the many
plants and animals of dune systems, salt marshes and maritime forests.
Pre-registration required. Cost: $10 Charleston County residents,
$12 nonresidents. Open to ages 16 and up. To
register, click here.
(NEW)
Film Industry Meeting: 5 p.m. to 7:30 p.m. July 11,
Hippodrome IMAX Theatre, 360 Concord St. (next to the aquarium),
downtown. The Carolina Film Alliance will host a town hall style
event to talk about how to support the ongoing presence of the film
industry in the Lowcountry. Cast members from "Army Wives,"
film professionals, business leaders and legislators will attend
to present their views on film rebates and the best way to save
our movie industry. The meeting is free; film-friendly food will
be served, and there will be a cash bar for beer and wine purchases.
More info.
Fused
Glass Workshop: 4:30 p.m. to 7:30 p.m. July 6 and 5:30
p.m. to 7:30 p.m. July 13. The Charleston Museum and Blue
Heron Glass are offering the workshop, in which students will learn
how to cut glass to a pattern, the basics behind the science of
fusing glass (melting compatible glasses together), and how to embellish
with fused accents to create a crazy-quilt effect. Students
will have a decorative 8-inch panel to take home. The workshop
begins at the museum with a tour of “Crazy Quilts.” The
rest of the workshop will take place at Blue Heron Glass in West
Ashley. Participants are responsible for their own transportation. Advance
registration required. Cost: $75 museum members, $90 nonmembers
(includes all supplies). Register
online here or call 722-2996, ext. 235.
TTC
Info for Vets: 6 p.m. July 13, Trident Technical College,
7000 Rivers Ave., North Charleston (in Building 920, the College
Center). Trident Tech will offer an information briefing designed
specifically for veterans and their families. The event will include
presentations about admission; registration; financial aid, including
veterans educational benefits; the Veterans Upward Bound program;
and the VETS Center. College staff will be on hand to answer questions
after the briefing. While the session is geared toward veterans,
it's open to anyone interested, and is free. More info: 574-6882.
Revolutionary
War Tours: 4 p.m. Thursdays in July, Heyward-Washington
House, 87 Church St. The museum house will offer the special tours,
which focus on the connection the house and its previous residents
had to the Revolutionary War. Cost: $10 adults, $5 children (free
for Charleston Museum members). Reservations not needed. More info:
722-2996, ext. 235.
Food
and Farming Course: 6 p.m. to 9 p.m. Thursdays for nine weeks,
beginning in June. The Food and Farming Entrepreneurship Course
is offered by FastTracSC and Clemson Extension for those who are
interested in becoming food-system entrepreneurs (urban/rural farmers,
local food artisans, chefs/caterers, bakers, food media, processors,
etc.). Cost: $145. More info: elizabeth@lowcountrylocalfirst.org.
CALENDAR:
ONGOING AND SOON
Bastille
Café: 8 p.m. to 11 p.m. July 16, Gibbes Museum
of Art, 135 Meeting St. Society 1858, a new group for young professionals
who support the Gibbes with social and educational programs tailored
for up-and-coming art patrons, will celebrate Bastille Day with
food from 39 Rue de Jean, can-can dancers, absinthe, a French-art-inspired
scavenger hunt, and a guest appearance by Marie Antoinette. Tickets:
$25. To purchase or learn more, call 722-2706, ext. 22, or go
here online.
(NEW)
Princess Party: 9:30 a.m. to 11:30 a.m. July 17, Charleston
Museum, 360 Meeting St., downtown. Come dressed as your favorite
princess. Make a tiara, decorate Cinderella's slipper, get your
photo taken with a fairytale princess, make a princess frame and
enjoy a cupcake. Parents can get in on the fun by taking their little
princesses through the museum to see the latest exhibits on jewelry
and wedding dresses. Cost: $8 museum members, $10 nonmembers (price
includes one adult and museum admission). Reservations (required):
722-2996, ext. 236 or 264, or online.
Stand
Up West Ashley: 7 p.m. July 19, Orange Grove Elementary
Charter School, 1225 Orange Branch Road. Stand Up West Ashley, an
effort of the city's Old Charles Towne District Task Force, will
have its first meeting to talk about needs and goals for residents
of District 9, the Old Towne area of Charleston. All community members
are invited to meet their neighbors and community leaders and share
their ideas and concerns about crime prevention, beautification,
livability, safety tips and more. More
info.
(NEW)
'Alcohol, Boat Chases, Shootouts': 6 p.m. July 21,
Charleston County Main Library, 68 Calhoun St., downtown. Author
James Morrison will talk about his book "Alcohol, Boat Chases
and Shootouts! How the U.S. Coast Guard and Customs Fought Rum Smugglers
and Pirates." During Prohibition, dozens of cargo ships filled
with liquor sat off the coast waiting for smaller, faster "rum-runners"
to speed their goods ashore. Morrison's book offers true tales of
that era and the efforts by the Coast Guard and Customs to match
wits and firearms with smugglers in every American port, inlet and
even on the Great Lakes. More info: 805-6930.
Delicious
AND Good?: 6:30 p.m. July 28, Charleston Cooks, 194 East
Bay St., downtown. Holistic chef and gRAWnola
creator Ken Immer will lead a cooking class titled "Delicious
AND Good for You?" featuring easy recipes and ideas to raise
the "health quotient" of your kitchen without sacrificing
flavor or taking extra time and effort. Menu includes cucumber and
avocado soup, grilled vegetable pilaf with sprouted quinoa, summer
slaw with kale and arame, saucy Brussels sprouts, and Key lime pie.
Cost: $60. Register
online or call 722-1212.
CYP
Summer Soiree: 7:30 p.m. to 11:30 p.m. Aug. 6, Francis
Marion Hotel, corner of King and Calhoun streets. The Charleston
Young Professionals group will host its "Summer Soiree - the
Black Tie, Blue Jean Event," featuring food, drinks, networking
opportunities, giveaways and music from DJ Doug in the Carolina
Ballroom. Cost: $60 CYP members, $75 nonmembers. Tickets/more
info.
FOLLOW
US ON TWITTER
We encourage you to follow us through Twitter
@chascurrents.
FOCUS
ARCHIVES
9/2:
Graul:
Lowcountry Loc 1st
8/30: Pearce:
Pro terminal
8/26: Roof:
Great tax credit
8/23: Rawl:
New education
8/19: Peters:
Getting lead out
8/16: Frazier:
Magnolia gardeners
8/12: Myers:
Redux art
8/9: Ginn:
Opportunity Next
8/5: Barnette:
Hedwig show
8/2: Deaton:
Lured back
7/29: Hannah:
SCRA center
7/26: Parezo:
Personal chefs
7/22: Bender:
Shark Week
7/19: Witty:
Growth in down market
7/14: Carroll:
Networking
7/7: Blanchard:
Financial planning
7/1: Shaffer:
Picky Eaters Group
ANN
THRASH ARCHIVES
9/2:
Tail-wagging
and -gating
8/26: Urban
gardening
8/19: Nirvana,
Class of '14
8/12: History
is interesting
8/5: Robert,
Variety Store
7/29: Lazy?
Boiled peanuts
7/22: Purple
Toes book
7/14: Art
opens doors
7/1: Lots
to do on 4th
6/24: Ways
to nab skeeters
6/17: Dump
the Pump, more
6/10: Lots
to do locally
6/3: Dancin'
for dollars
ANDY
BRACK ARCHIVES
8/30:
Gulf
pix make impact
8/23: Thank
a teacher
8/16: Pharmacy,
juice
8/2: Cherry
juice, Gardner
7/26: Biden
on Hollings
7/19: About
Turkey
7/7: Campaign
trash
6/28: Impatient
electorate
6/21: Haley's
thin record
6/14: Daddy-daughter
trip
6/7: Gulf
spill report
PETER
LUCASH: BUSINESS INDIGO
7/1:
TwelveSouth
scores praise
5/27: Facebook
on privacy
5/13: Spark
Charleston, more
4/22: Green
Wizard, more
4/1: Encouraging
biz signs
3/18: Biz
fair, CED venture
3/4: Lowcountry
tech hub
2/4: Advice
on working with Boeing
1/21: Co-working
group
1/7: Free
library text questions
LIST
ARCHIVES
9/2:
5
great preachers
8/30: 5
local runs
8/26: 5
great cookbooks
8/23: Creative
five
8/19: 5
local blogs
8/16: More
plaudits
8/12: 5
local dog romps
8/9: New
heritage sites
8/5: 5
around Chucktown
8/2: Bedside
reading
7/29: Five
for fall
7/26: Hollings
library
7/22: Wine
+ Food fest
7/19: New
Chas app
7/14: Chas
at top
7/7: SC
films
7/1: Keeping
cool
|
